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Renata & Ziggy Trawinski
IQ Real Estate
Buying & Selling, Calgary, Alberta
P: 403-208-2368
F: 403-776-6075
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Monday, April 12, 2010 - Mortgage changes

Many of our clients have asked, so here in a nut shell are the mortgage changes: * Buyers will be qualified for a mortgage based on their financial ability to handle payments based on a five-year, fixed-rate mortgage, even if they select a shortrt term and a lower rate. * For those looking to refinance, they will now be limited to 90% of the value of a property instead of 95%. * When financing a non-owner occupied property (rental), a down payment of 20% will be required if the mortgage is to ... Full Article...

posted in Real Estate News at Mon, 12 Apr 2010 14:20:41 -0600



Wednesday, April 7, 2010 - Fixed mortgage interest rate go up

We knew the time would come for the historically low mortgage rates to come to and end and now is that time. Banks started announcing rate hikes on Monday, first with RBC and TD followed by many of the other major lenders. Although the hikes were anticipated, the amount of the hike did come as a bit of a surprise. Most lenders moved their 5 year fixed rates up 60 to 70 basis points?raising from around 3.89% to 4.39%. We associate with mortgage professionals who offer a variety of financing ...

posted in Real Estate News at Wed, 07 Apr 2010 12:52:46 -0600



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